Archive for June 17th, 2009
Just yesterday I had to go into the city to get some tools for one of the constructions jobs I am engage on. Whenever I go into the city I like to also go to some toy shops. Sometimes I end up buying new toys for my kids and sometimes I just get ideas then I build the toys myself. Last week I bought my kids a wooden Play Kitchen which they loved so much I have decided to go ahead and get some wood and start making a lot of these toy kitchen sets. I though about it and I think I can really make this work.
June 17th, 2009
There is no time like the present. When I was younger I always heard people say why put off tomorrow what you can do today. Now I am older and more mature I totally agree with that old saying. Needless to say I am not waiting until the last minute to plan my summer vacation. I went ahead and booked my vacation several months ago so my hotel reservation and travel tickets are all taken care of. Now all there is left to do is wait out the remaining months and try to keep sane waiting for my much needed vacation.
June 17th, 2009
After the home mortgage lending industry and banks all across the US began to suffer from the great mortgage meltdown beginning in 2006 to 2007, many things changed on the home loan front. Since that time, there have been many significant changes to lender underwriting guidelines, especially for loan programs being offered.
One of the more significant changes in the home mortgage programs being offered to potential refinancing or home purchase borrowers is the disappearance of “stated income” loans. For the most part, home mortgage borrowers will have to apply for their loan as “fully documented”, which means that your actual gross income (if a W2 employee) or income after expenses are deducted (for self-employed individuals) will be used to qualify your home loan.
June 17th, 2009
It was quite interesting recently to hear that both Donald Trump and Alan Sugar both stated that they would walk through the Apprentice show as winners if they were in the apprentices shoes. They both like to grill their potential apprentices which they have every right to do, but I wonder just whether they could and would be as respectful and tight lipped as some of the wannabe apprentices are. The show is designed for entertainment but can really humiliate those who are sat in the hot seat. I am not so sure that the egos of Mr Trump and Mr Sugar could really take that.
June 17th, 2009
Finding a good doctor whether at home or abroad is always a challenge. As much as you would like to believe that all doctors do good work there is always the chance that you might get the one that does not. After I had decided that I was going to get my treatment in germany I immediately started to review the doctors that were available to do the procedure. I found several and then tried to find out if they were in professional organizations and what their standings were with those organizations. You and not be to careful in who you choose to work on your body.
June 17th, 2009