Affordable Kentucky Homeowner’s Insurance Rate: Don’t Buy Coverage For Your Home Plus The Land
August 15th, 2009
Do not insure your house along with the land it is standing on as this is more expensive but very needless (And will make it difficult for you to get an affordable Kentucky homeowner’s insurance rate). People who ignorantly do this are paying a lot more than would do them any good. Insuring your home for the purchased price without subtracting the land’s cost is an expensive error.
For those who’ve ignorantly done this, call your agent and go through your home insurance coverage again. Lower your coverage to the cost of your house and its contents minus the land’s cost. This means you will spend far less on home insurance. Since insurance is for things that can be lost or damaged, insuring the land which can neither be lost or damaged isn’t right.
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