Repairing My Credit While Lowering My Bill Payments

May 21st, 2009

When my hours were reduced at work, I started falling behind on some of my bills. I had heard that if you call the credit card companies directly, they might be able to lower the interest rate, but I was denied by each company. I called my sister and asked her what I should do, and she told me to go online and find out if I could get one of those Debt Consolidation Loans. I found a site that offered the service, and I applied online. When I got my approval, I was so relieved! Now I send in one payment each month, and I am repairing my credit.

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